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Minnesota Unemployment Insurance
The Minnesota Department of Employment and Economic Development (DEED) has been helping residents of the state deal with the financial consequences of layoffs since 1936. Minnesota’s Unemployment Insurance program is available online at http://www.uimn.org for employers, employees, and approved agents. The application process for Minnesota unemployment insurance can be completed using the department’s self-service electronic system.
Minnesota residents should apply for unemployment insurance as soon as they experience layoffs or reduced weekly hours. Laid-off workers must enter their total wages for a six-month base period before applications are submitted to determine unemployment insurance benefits. The maximum weekly benefit under Minnesota unemployment insurance is $566, and workers receive nearly half their average weekly wage when applications are accepted.
In addition to weekly wages, benefits and other income can influence the amount of Minnesota unemployment insurance received by a laid-off worker. DEED caseworkers look at pensions, Social Security payments, holiday pay, and sick leave as income enhancements that may change the calculation of unemployment benefits. Applicants are best served to disclose all their income sources and benefits to avoid delays in their Minnesota unemployment insurance applications.
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State law separates laid-off workers from fired or suspended workers when it comes to Minnesota unemployment insurance. DEED will interview the applicant, as well as the applicant’s most recent employer, to determine if the firing, suspension, or absence from work falls within unemployment insurance restrictions. In many cases, DEED errs on the side of employers if workers have left their positions without just cause.
A Minnesota resident who has been approved for unemployment insurance benefits can take advantage of the ReliaCard Visa issued by U.S. Bank. DEED can deposit weekly unemployment payments directly into this rechargeable debit card rather than sending payments to a checking account. The ReliaCard Visa is designed to help recipients purchase food, gas, and other necessities without writing checks.
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